by Michele Cagan | May 19, 2026 | Making Ends Meet, Personal Finance, Protect Your Financial Future, You Need to Know This
I can’t sugar coat it. We are living through a disastrous affordability crisis. And it will probably get worse. Prices are soaring while wages remain stagnant. The costs of just about everything has risen to painful levels. And nearly half of all Americans can’t...
by Michele Cagan | May 7, 2026 | Personal Finance
When I first wrote this post in 2018, I had 5 in-house pets, two dogs and three cats. In the past two years, I’ve lost two of those much-loved buddies. Now all of my current pets are seniors. And I am on the verge of bringing one or two new guys in to join our zoo....
by Michele Cagan | Apr 30, 2026 | Personal Finance, You Need to Know This
Finances are a huge part of everyone’s lives. They figure into almost everything we do. And we’re all supposed to understand how every piece of the financial puzzle works. But there are so many terms that get thrown around in the financial world – and a...
by Michele Cagan | Jan 1, 2026 | Do Your Own Taxes, Personal Finance, You Need to Know This
This post was originally published March 26th, 2018. It has recently been updated to give you more recent information on MAGI and how it can affect your taxes. There’s an important tax calculation that will never show up on any of your tax forms, but it can make...
by Michele Cagan | Dec 12, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
Want to lower your 2025 tax bill? This is the perfect time to make that happen. If you wait til next year, it’ll be too late to make these 5 tax-saving moves. Tax Move #1: Max Out Retirement Accounts Put as much money into traditional retirement accounts as you...
by Michele Cagan | Nov 21, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...
