by Michele Cagan | Jul 17, 2025 | Get Help When You Need It, Making Ends Meet, Personal Finance, Protect Your Financial Future, Retirement Planning, You Need to Know This
When you’re dealing with financial struggles, you might need to tap into all of your resources. It can feel really uncomfortable to drain your emergency savings, max out your credit cards, and… finally… start pulling money out of your retirement accounts. That’s the...
by Michele Cagan | Jul 11, 2025 | Do Your Own Taxes, Get Help When You Need It, Making Ends Meet, Personal Finance, Protect Your Financial Future, You Need to Know This
I would never (as a CPA) recommend that you stop paying taxes as a form of protest. Federal income taxes are the U.S. government’s largest source of revenue. So far in 2025, income taxes brought in $1.82 trillion. That’s 52% of total federal revenues! In...
by Michele Cagan | Jun 26, 2025 | Owning Your Own Business, Small Business, You Need to Know This
When you’re just starting a business, your to-do list feels miles long. You need to create products or services to sell, set prices, advertise, attract customers, and actually do the work. So opening a separate business bank account, especially in the very early days,...
by Michele Cagan | Jun 12, 2025 | Get Help When You Need It, Managing Debt, Personal Finance, Protect Your Financial Future, You Need to Know This
Your credit report holds a lot of sensitive information. It spells out where you live, if you’ve ever been sued, and whether you pay bills on time. Companies sell those reports to businesses that want to check your credit such as: Lenders Landlords Employers...
by Michele Cagan | Jun 12, 2025 | Getting Divorced?, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
Along with causing emotional and financial upset, divorce can also have an enormous effect on retirement savings. That’s especially true if, within the marriage, there was a significant earnings imbalance. For example, if one spouse earned substantially more than the...
