by Michele Cagan | Oct 22, 2026 | Insurance, Protect Your Financial Future, Retirement Planning, You Need to Know This
Life insurance comes in two main forms: term life and permanent life. Both types come with benefits and drawbacks. Knowing which works best for your situation will help you provide the right protection for your family. While there’s really only one kind of term...
by Michele Cagan | Sep 23, 2026 | Protect Your Financial Future, Retirement Planning, You Need to Know This
Life insurance is essentially financial safety for your family, should you pass away unexpectedly. It’s not exactly a pleasant thing to think about, but you and your family will be much better off if you do it now, than if the worst happens and they have nothing...
by Michele Cagan | Aug 13, 2026 | Protect Your Financial Future, Retirement Planning
Retirement doesn’t happen all at once, at least not in the way most people picture. It happens in stages, and those stages look very different from each other. But they all play into how to plan to make your money last as long as possible. For most Americans,...
by Michele Cagan | Jul 16, 2026 | Protect Your Financial Future, Retirement Planning, Saving and Investing, You Need to Know This
Americans hold more than $19.2 trillion in IRAs (individual retirement accounts). So it’s likely you’ll end up inheriting one. And that’s definitely good news. The catch: In most cases, you have to completely empty the account within ten years. And depending on the...
by Michele Cagan | Sep 4, 2025 | Charitable Giving, Do Your Own Taxes, Retirement Planning
This blog post has been recently updated to include new information from the 2025 tax bill relevant to how your charitable donations affect your tax bill. **Please Note: This content does contain affiliate links where I may profit from a sale. The Tax...
by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...
