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How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need?

by Michele Cagan | Sep 23, 2026 | Protect Your Financial Future, Retirement Planning, You Need to Know This

Life insurance is essentially financial safety for your family, should you pass away unexpectedly. It’s not exactly a pleasant thing to think about, but you and your family will be much better off if you do it now, than if the worst happens and they have nothing...
What Does Retirement Look Like for You?

What Does Retirement Look Like for You?

by Michele Cagan | Aug 13, 2026 | Protect Your Financial Future, Retirement Planning

Retirement doesn’t happen all at once, at least not in the way most people picture. It happens in stages, and those stages look very different from each other. But they all play into how to plan to make your money last as long as possible. For most Americans,...
The Rules for Inherited IRAs Have Changed – Here’s What You Need to Know

The Rules for Inherited IRAs Have Changed – Here’s What You Need to Know

by Michele Cagan | Jul 16, 2026 | Protect Your Financial Future, Retirement Planning, Saving and Investing, You Need to Know This

Americans hold more than $19.2 trillion in IRAs (individual retirement accounts). So it’s likely you’ll end up inheriting one. And that’s definitely good news. The catch: In most cases, you have to completely empty the account within ten years. And depending on the...
Why 529 Plans Aren’t Just for Kids and How to Open One for Yourself

Why 529 Plans Aren’t Just for Kids and How to Open One for Yourself

by Michele Cagan | May 26, 2026 | Protect Your Financial Future, Saving and Investing, You Need to Know This

Everyone refers to 529 plans as college savings plans for kids. And that’s how they started out. But these tax-advantaged plans have evolved into so much more. You can benefit from your own 529 plan. Whether or not you’re in school right now. Even if you don’t have...
5 Simple Steps to Survive an Affordability Crisis and Be Financially Secure When It’s Over

5 Simple Steps to Survive an Affordability Crisis and Be Financially Secure When It’s Over

by Michele Cagan | May 19, 2026 | Making Ends Meet, Personal Finance, Protect Your Financial Future, You Need to Know This

I can’t sugar coat it. We are living through a disastrous affordability crisis. And it will probably get worse. Prices are soaring while wages remain stagnant. The costs of just about everything has risen to painful levels. And nearly half of all Americans can’t...
8 Reasons You Want a Human to Do Your Bookkeeping

8 Reasons You Want a Human to Do Your Bookkeeping

by Michele Cagan | Oct 16, 2025 | Get Help When You Need It, Owning Your Own Business, Protect Your Financial Future, You Need to Know This

Everywhere you look, AI is taking over day-to-day tasks, allegedly freeing up time for more important work. And while a lot of people use AI every day, it’s not always the better choice. In fact, it doesn’t even always save time. There are thousands of reports and...
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