Financial Blog
7 Ways Financial Anxiety Can Trap You In a Constant Downward Spiral
Have you ever sat there, staring at your bills, and just felt utterly overwhelmed and stressed out, even though you know you have plenty of money in the bank to pay them? Or perhaps you feel incredibly guilty for spending money on anything “extra” that you don’t...
The Rules for Inherited IRAs Have Changed – Here’s What You Need to Know
Americans hold more than $19.2 trillion in IRAs (individual retirement accounts). So it’s likely you’ll end up inheriting one. And that’s definitely good news. The catch: In most cases, you have to completely empty the account within ten years. And depending on the...
Why 529 Plans Aren’t Just for Kids and How to Open One for Yourself
Everyone refers to 529 plans as college savings plans for kids. And that’s how they started out. But these tax-advantaged plans have evolved into so much more. You can benefit from your own 529 plan. Whether or not you’re in school right now. Even if you don’t have...
5 Simple Steps to Survive an Affordability Crisis and Be Financially Secure When It’s Over
I can’t sugar coat it. We are living through a disastrous affordability crisis. And it will probably get worse. Prices are soaring while wages remain stagnant. The costs of just about everything has risen to painful levels. And nearly half of all Americans can’t...
How Much Does Your Pet Really Cost? Find Out with This FREE worksheet
When I first wrote this post in 2018, I had 5 in-house pets, two dogs and three cats. In the past two years, I’ve lost two of those much-loved buddies. Now all of my current pets are seniors. And I am on the verge of bringing one or two new guys in to join our zoo....
5 Everyday Financial Terms You Need to Know
Finances are a huge part of everyone’s lives. They figure into almost everything we do. And we’re all supposed to understand how every piece of the financial puzzle works. But there are so many terms that get thrown around in the financial world - and a lot of...