Financial Blog
7 Ways Financial Anxiety Can Trap You In a Constant Downward Spiral
Have you ever sat there, staring at your bills, and just felt utterly overwhelmed and stressed out, even though you know you have plenty of money in the bank to pay them? Or perhaps you feel incredibly guilty for spending money on anything “extra” that you don’t...
How to Invest with Financial Anxiety – 7 Key Steps to Reducing Risk While Building Wealth
A lot of my financial coaching clients have an issue in common: Anxiety keeps them from investing. And though it feels safer to not invest, it’s actually not. Investing wisely is the only way your money has a chance of keeping up with inflation. Why does that matter?...
What to Do When You Use Up Your Emergency Fund (And why you need one in the first place)
Should I have an emergency fund? How much should I put in my emergency fund? Is it bad to use my emergency fund? I get those questions a lot… and the answers are always yes and it depends times two. First, having any money in an emergency fund – I don’t love that...
My Biggest Budget Buster (and how I keep it from getting out of control)
I have a confession to make: I live in a zoo. I have two dogs, three cats, and a fishpond full of koi. I love these guys so much – yes, even the fish - and I’ll do pretty much anything to keep them comfortable, safe, and happy. As you probably expect, that takes...
How to Get a $10,000 Tax Break for Your New Business
This post was originally published in 2018. It has been updated recently to include new links and the latest information, so you can use these tax breaks as you start your new business. It costs money to get even the simplest business up and running from scratch. And...
How to Calculate Depreciation for Your Home Office Deduction
Note: This article was originally posted in 2017 but has been updated with more current information. Depreciation is the most confusing part of the full home office deduction, but it can substantially minimize your current tax bill. That’s because when you reduce...