by Michele Cagan | Feb 15, 2025 | Do Your Own Taxes, Personal Finance
Ask anyone what their biggest expense is and they’ll probably tell you the same thing: mortgage payment or rent. They’re wrong. The biggest expense for almost all of us is something we hardly ever consider, but it chips away at our money more than anything else....
by Michele Cagan | Feb 15, 2025 | Managing Debt, Personal Finance
Most financial advisors will tell you to refinance your mortgage if you can lower your rate by as little 1%. The idea is that the lower rate will lead to lower payments, making your mortgage more manageable. But that’s not always a good idea. Because sometimes...
by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning
When you leave your job, no matter the reason, your 401k can come along. Some financial advisors make it seem like a complicated process, but a 401k rollover (where you transfer your money from one retirement plan to another) is really very simple. And as long as you...
by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning, Saving and Investing
Updated for 2020 Choosing your first investments can be overwhelming. There are so many options available, and it’s hard to figure out where to start…and the sheer number of choices can be crippling. To get instant diversification, low fees, and hundreds of...
by Michele Cagan | Feb 15, 2025 | Personal Finance, Saving and Investing
When you’re new to investing, it can be hard to figure out where to start. That’s where mutual funds come into play: They offer access to hundreds – even thousands – of stocks or bonds with a single share, making diversification affordable for anyone. Most of us can’t...
by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning, Saving and Investing
Workplace retirement plans, like 401(k)s, let you save for your future without much thought after you first sign up. That “set it and forget it” strategy works really well on the contribution side, so you’re constantly adding money without skipping. But...
