 
							
					
															
					
					 by Michele Cagan | Oct 16, 2025 | Get Help When You Need It, Owning Your Own Business, Protect Your Financial Future, You Need to Know This
Everywhere you look, AI is taking over day-to-day tasks, allegedly freeing up time for more important work. And while a lot of people use AI every day, it’s not always the better choice. In fact, it doesn’t even always save time. There are thousands of reports and...				
					
			
					
											
								 
							
					
															
					
					 by Michele Cagan | Oct 3, 2025 | Owning Your Own Business, Small Business, Uncategorized, You Need to Know This
Your small business needs cash to survive. The same way you need oxygen to breathe and water to drink.  Business survival depends on positive cash flow and liquidity. And it’s especially important in times of financial uncertainty, plagued by tariffs, inflation,...				
					
			
					
											
								 
							
					
															
					
					 by Michele Cagan | Aug 1, 2025 | Owning Your Own Business, Small Business
This blog post was originally published in 2019. It has recently been updated to include new information to help you avoid common accounting mistakes. Do you hate dealing with accounting? If you’re like most small business owners, your answer is yes. So when it comes...				
					
			
					
											
								 
							
					
															
					
					 by Michele Cagan | Jun 26, 2025 | Owning Your Own Business, Small Business, You Need to Know This
When you’re just starting a business, your to-do list feels miles long. You need to create products or services to sell, set prices, advertise, attract customers, and actually do the work. So opening a separate business bank account, especially in the very early days,...				
					
			
					
											
								 
							
					
															
					
					 by Michele Cagan | Mar 6, 2025 | Do Your Own Taxes, Owning Your Own Business, Personal Finance
Note: This article was originally posted in 2017 but has been updated with more current information. Depreciation is the most confusing part of the full home office deduction, but it can substantially minimize your current tax bill. That’s because when you reduce...				
					
			
					
											
								 
							
					
															
					
					 by Michele Cagan | Feb 19, 2025 | Do Your Own Taxes, Owning Your Own Business, Single Mom CPA, Small Business, You Need to Know This
More and more people – especially single moms –  are working multiple jobs or side gigs to make ends meet. But not all of those jobs come with a “normal” paycheck, the kind with taxes taken out. And that’s why you need to know about self-employment...