Financial Blog
How to transfer credit card balances the right way
Are you struggling to pay down high-rate credit card debt? So many single moms get stuck in a credit card debt cycle that can be so hard to break…but you can get out of it. And paying off your highest-rate credit card debts as quickly as possible can get you to...
How to Ditch Your Debt for Good
Are you a single mom drowning in debt? If debt is blocking your path to personal wealth, you’re not alone. Most single moms – most Americans, actually – have more debt than they can easily handle. This is one time looking at the big picture won’t help. In fact, doing...
How to Keep Spending from Crashing Your Credit Score
A few days ago, a single mom friend of mine came to me with a problem: Her credit score kept going down even though she was paying her bills on time. I took a closer look at her situation and diagnosed the problem quickly: Her credit utilization – meaning the amount...
How to Plan for the Biggest Retirement Spending Surprises
It’s the most common financial fear: No matter how much cash you have stashed away for retirement, you’ll run out of money. You’re right to be worried. That happens too often to ignore…and it’s usually due to surprise expenses that derail the best-laid plans. Yes,...
How to Avoid Mortgage-Refinance Money Traps
Refinancing your mortgage can lower your interest rate and shrink your monthly payments…but it’s not always good for your overall financial health. Those smaller payments can end up costing you thousands of dollars! So before you decide to take that plunge and...