by Michele Cagan | Oct 3, 2025 | Owning Your Own Business, Small Business, Uncategorized, You Need to Know This
Your small business needs cash to survive. The same way you need oxygen to breathe and water to drink. Business survival depends on positive cash flow and liquidity. And it’s especially important in times of financial uncertainty, plagued by tariffs, inflation,...
by Michele Cagan | Sep 26, 2025 | Do Your Own Taxes
This blog post was originally published on Feburary 17th, 2017 and was updated in 2021. It has been updated again to give more detailed information about adjusted gross income (AGI) and to reflect recent changes to the tax code. Do you know the most important number...
by Michele Cagan | Sep 19, 2025 | Building a Nest, Making Ends Meet, Personal Finance, Saving and Investing
Do you wish you had more emergency savings to fall back on? Are you trying to save up for a down payment, a vacation, or a new washer/dryer? Do you want your money to work harder for you? There’s a simple way to make all of those things happen. All it takes is...
by Michele Cagan | Sep 4, 2025 | Charitable Giving, Do Your Own Taxes, Retirement Planning
This blog post has been recently updated to include new information from the 2025 tax bill relevant to how your charitable donations affect your tax bill. **Please Note: This content does contain affiliate links where I may profit from a sale. The Tax...
by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...