by Michele Cagan | Jun 12, 2025 | Get Help When You Need It, Managing Debt, Personal Finance, Protect Your Financial Future, You Need to Know This
Your credit report holds a lot of sensitive information. It spells out where you live, if you’ve ever been sued, and whether you pay bills on time. Companies sell those reports to businesses that want to check your credit such as: Lenders Landlords Employers...
by Michele Cagan | Jun 12, 2025 | Getting Divorced?, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
Along with causing emotional and financial upset, divorce can also have an enormous effect on retirement savings. That’s especially true if, within the marriage, there was a significant earnings imbalance. For example, if one spouse earned substantially more than the...
by Michele Cagan | Jun 5, 2025 | Building a Nest, Making Ends Meet, Protect Your Financial Future, Retirement Planning, You Need to Know This
“What If I Never Have Enough to Retire?” It’s one of the most common financial fears I hear about: Not having enough money to retire comfortably and being forced to work for their whole lives. With 59% of people afraid Social Security won’t be around for them...
by Michele Cagan | May 29, 2025 | Building a Nest, Retirement Planning, Saving and Investing
Retirement is about not HAVING to work to support yourself. It’s a time where living the way you want replaces being tied to a job. And it can take a while to save up enough to achieve that financial freedom. The extra challenge comes in with all of the unknowns...
by Michele Cagan | May 16, 2025 | Managing Debt, Protect Your Financial Future, You Need to Know This
This post was originally published October 27th, 2022. It has recently been updated with more accurate information regarding credit card debt and balance transfers. Millions of people are drowning in credit card debt, feeling like there’s no way out. Between Covid and...