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Getting Divorced? Get a QDRO

by Michele Cagan | Feb 15, 2025 | Building a Nest, Getting Divorced?, Retirement Planning, Saving and Investing, Single Mom CPA

Ladies, we are seriously behind when it comes to retirement savings – and divorce can make that picture even worse. So if your husband has built up a sizable retirement nest egg during the marriage…and you haven’t…you’re probably entitled to a good portion of that...
Don’t lose 30% of your 401k! Roll it over the right way

Don’t lose 30% of your 401k! Roll it over the right way

by Michele Cagan | Feb 15, 2025 | Building a Nest, Retirement Planning, Saving and Investing, Single Mom CPA

Whenever you leave a job, no matter what the reason is, your 401k can come along with you. Single moms, this is something you absolutely want to do – it gives you more control over your retirement savings. And, despite what some advisors may tell you, the process is...
Don’t Skip this Crucial Wealth-Building Step!

Don’t Skip this Crucial Wealth-Building Step!

by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning, Saving and Investing

Workplace retirement plans, like 401(k)s, let you save for your future without much thought after you first sign up. That “set it and forget it” strategy works really well on the contribution side, so you’re constantly adding money without skipping. But...
More Money for You, Less to the IRS: How to Minimize the Taxes on Retirement Withdrawals

More Money for You, Less to the IRS: How to Minimize the Taxes on Retirement Withdrawals

by Michele Cagan | Feb 15, 2025 | Do Your Own Taxes, Personal Finance, Retirement Planning

The minute you start taking money out of your retirement accounts, the tax meter starts running. But a simple strategy lets you maximize your money and minimize the tax bill…so your retirement savings will last longer. To get the most out of your retirement...
What You Need to Know About Medicare

What You Need to Know About Medicare

by Michele Cagan | Oct 11, 2024 | Get Help When You Need It, Making Ends Meet, Personal Finance, Retirement Planning, You Need to Know This

Medicare is one of the largest expenditures our federal government has, coming in at $1.5 Trillion, or 17.3% of our 2024 budget, according to USASpending.gov. It covers more than 48 million people and ensures that they get at least some, if not all of their healthcare...
How to Design Your Retirement Portfolio at Any Age

How to Design Your Retirement Portfolio at Any Age

by Michele Cagan | Jun 1, 2023 | Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This

Please Note: This article contains affiliate links. If you click on those links, I may receive compensation.   What are the best investments for your retirement portfolio? That depends mainly on how much time you have until you want to retire – your time...
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Latest Blog Posts

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