by Michele Cagan | Oct 22, 2026 | Insurance, Protect Your Financial Future, Retirement Planning, You Need to Know This
Life insurance comes in two main forms: term life and permanent life. Both types come with benefits and drawbacks. Knowing which works best for your situation will help you provide the right protection for your family. While there’s really only one kind of term...
by Michele Cagan | Sep 23, 2026 | Protect Your Financial Future, Retirement Planning, You Need to Know This
Life insurance is essentially financial safety for your family, should you pass away unexpectedly. It’s not exactly a pleasant thing to think about, but you and your family will be much better off if you do it now, than if the worst happens and they have nothing...
by Michele Cagan | Aug 13, 2026 | Protect Your Financial Future, Retirement Planning
Retirement doesn’t happen all at once, at least not in the way most people picture. It happens in stages, and those stages look very different from each other. But they all play into how to plan to make your money last as long as possible. For most Americans,...
by Michele Cagan | Jul 16, 2026 | Protect Your Financial Future, Retirement Planning, Saving and Investing, You Need to Know This
Americans hold more than $19.2 trillion in IRAs (individual retirement accounts). So it’s likely you’ll end up inheriting one. And that’s definitely good news. The catch: In most cases, you have to completely empty the account within ten years. And depending on the...
by Michele Cagan | May 26, 2026 | Protect Your Financial Future, Saving and Investing, You Need to Know This
Everyone refers to 529 plans as college savings plans for kids. And that’s how they started out. But these tax-advantaged plans have evolved into so much more. You can benefit from your own 529 plan. Whether or not you’re in school right now. Even if you don’t have...
by Michele Cagan | May 19, 2026 | Making Ends Meet, Personal Finance, Protect Your Financial Future, You Need to Know This
I can’t sugar coat it. We are living through a disastrous affordability crisis. And it will probably get worse. Prices are soaring while wages remain stagnant. The costs of just about everything has risen to painful levels. And nearly half of all Americans can’t...
