by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Single Mom CPA
To have good credit, you need a good credit history. But for many different reasons (problems with an ex, trouble paying bills, or maxed out credit cards, for example), a lot of single moms have no credit or bad credit. That makes it really hard to score the best...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Making Ends Meet, Managing Debt, Protect Your Financial Future, Single Mom CPA
Your credit and your financial future are at risk. The Equifax breach is just the latest in a long line, and it’s the worst we’ve experienced… so far. The truth is that your information is out there, it’s vulnerable, and criminals have access. One protective step you...
by Michele Cagan | Jan 10, 2025 | Making Ends Meet, Owning Your Own Business, Small Business, You Need to Know This
Do you get confused by the disconnect between profits and cash in your business? If so, you’re definitely not alone. A lot of business owners get frustrated by having only one or the other – but not both. Honestly, the whole cash flow vs profit thing is confusing....
by Michele Cagan | Oct 11, 2024 | Get Help When You Need It, Making Ends Meet, Personal Finance, Retirement Planning, You Need to Know This
Medicare is one of the largest expenditures our federal government has, coming in at $1.5 Trillion, or 17.3% of our 2024 budget, according to USASpending.gov. It covers more than 48 million people and ensures that they get at least some, if not all of their healthcare...
by Michele Cagan | Oct 4, 2024 | Get Help When You Need It, Making Ends Meet, Protect Your Financial Future, You Need to Know This
No one wants to think about what will happen to them if they’re permanently injured or suddenly unable to work for any reason. It’s scary and not something most people prepare for. Disability is difficult, if not impossible, to plan for accurately. You don’t know if...
