by Michele Cagan | May 5, 2025 | Making Ends Meet, Managing Debt, Personal Finance, Protect Your Financial Future, You Need to Know This
This blog post was originally written in 2023 during a short time when a small number of banks were failing. The post has been updated to include new and more current information on how to manage your financial anxiety during a banking crisis. Tariffs, layoffs, and...
by Michele Cagan | Feb 15, 2025 | Managing Debt, Personal Finance
Most financial advisors will tell you to refinance your mortgage if you can lower your rate by as little 1%. The idea is that the lower rate will lead to lower payments, making your mortgage more manageable. But that’s not always a good idea. Because sometimes...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Making Ends Meet, Managing Debt, Protect Your Financial Future, Single Mom CPA
Your credit and your financial future are at risk. The Equifax breach is just the latest in a long line, and it’s the worst we’ve experienced… so far. The truth is that your information is out there, it’s vulnerable, and criminals have access. One protective step you...
by Michele Cagan | Feb 7, 2025 | Managing Debt, Personal Finance
Your Quick Guide to Successfully Dealing with Debt Collectors Please Note: This post was originally published on December 18th, 2020. It has been recently updated to include additional information. Also, this article may contain affiliate links. If you click on those...
by Michele Cagan | Jul 25, 2024 | Building a Nest, Managing Debt, Single Mom CPA, You Need to Know This
This blog post was originally published in June of 2020. It has been updated with more recent information. Budgets are a single mom’s best financial friend – hands down. Kids are expensive, and it’s even harder to make ends meet when you’re working with one income....
