by Michele Cagan | Dec 20, 2016 | Making Ends Meet, Single Mom CPA
If you’re trying to get a loan, a mortgage, or even a credit card, you need to know your FICO score. That number can mean the difference between yes and no… and even factor into how much interest you get charged. Higher interest rates make it harder to pay down debt...
by Michele Cagan | Dec 15, 2016 | Charitable Giving, Single Mom CPA
Tomorrow is Giving Tuesday, and millions of people around the world take this opportunity to generously donate their hard-earned money to worthy causes. Unfortunately, not all charities are as worthy as they appear to be. Some are flat out scams, others squander...
by Michele Cagan | Dec 14, 2016 | Personal Finance, Saving and Investing
Hedge funds and investing firms may make millions on seismic shifts in stock prices that a single tweet from President-elect Trump can cause. But regular people like us – we tend to lose out when we buy or sell stocks based on fear, hope, or media hype. The big...
by Michele Cagan | Nov 30, 2016 | You Need to Know This
There’s a lot of talk about blind trusts in the news, along with a lot of conflicting and incorrect information. So here’s how a real deal blind trust works. First piece of business: A trust is just an arrangement where one person manages assets (like money and...
by Michele Cagan | Nov 27, 2016 | Do Your Own Taxes, Personal Finance
No one wants to get audited – and most people don’t. But if you really want to avoid unwanted attention from IRS auditors, you need to know about these 11 red flags in your tax return that may spark their interest. Making more than $200,000 a year: IRS statistics show...