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What’s a High-Yield Savings Account (HYSA) and Why Do I Need One?

What’s a High-Yield Savings Account (HYSA) and Why Do I Need One?

by Michele Cagan | Sep 19, 2025 | Building a Nest, Making Ends Meet, Personal Finance, Saving and Investing

Do you wish you had more emergency savings to fall back on?  Are you trying to save up for a down payment, a vacation, or a new washer/dryer? Do you want your money to work harder for you? There’s a simple way to make all of those things happen. All it takes is...
How Charitable Donations Lower Your Tax Bill

How Charitable Donations Lower Your Tax Bill

by Michele Cagan | Sep 4, 2025 | Charitable Giving, Do Your Own Taxes, Retirement Planning

This blog post has been recently updated to include new information from the 2025 tax bill relevant to how your charitable donations affect your tax bill. **Please Note: This content does contain affiliate links where I may profit from a sale. The Tax...
How Much Do I Need to Start Investing for Retirement?

How Much Do I Need to Start Investing for Retirement?

by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This

I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started.  But the...
10 Accounting Mistakes That Can Hurt Your Business

10 Accounting Mistakes That Can Hurt Your Business

by Michele Cagan | Aug 1, 2025 | Owning Your Own Business, Small Business

This blog post was originally published in 2019. It has recently been updated to include new information to help you avoid common accounting mistakes. Do you hate dealing with accounting? If you’re like most small business owners, your answer is yes. So when it comes...
5 Reasons You Need Mid-Year Tax Planning – Before It’s Too Late

5 Reasons You Need Mid-Year Tax Planning – Before It’s Too Late

by Michele Cagan | Jul 24, 2025 | Do Your Own Taxes, Get Help When You Need It, Protect Your Financial Future, You Need to Know This

As a CPA, I help a lot of people with their taxes. A lot of times, they’re pretty unhappy with their tax situations. Truthfully, most of us only think about taxes at tax time. But by then, it’s too late to do any planning. It’s too late to minimize your tax bill....
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Latest Blog Posts

  • HSA: The Best Retirement Account You’re Not Using
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