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Self-Employment Taxes: Here’s What You Need to Know

Self-Employment Taxes: Here’s What You Need to Know

by Michele Cagan | Feb 19, 2025 | Do Your Own Taxes, Owning Your Own Business, Single Mom CPA, Small Business, You Need to Know This

More and more people – especially single moms –  are working multiple jobs or side gigs to make ends meet. But not all of those jobs come with a “normal” paycheck, the kind with taxes taken out. And that’s why you need to know about self-employment...

10 Things to Do Before You Start Investing

by Michele Cagan | Feb 15, 2025 | Saving and Investing, Single Mom CPA

Investing can move you closer to financial freedom. Building wealth gives you breathing room, eases financial anxiety, and opens up your world of possibilities. So many single moms are hesitant to take this step – it can feel uncomfortable, even scary, to make that...

Single Moms Can Save Money – and Make Money – with the Sharing Economy

by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Single Mom CPA

It’s impossible to be a mom without talking about sharing. We encourage our kids to do it, and it’s a great way to help each other make ends meet. And the world is catching up to us. A big part of economy calls for sharing now, whether we’re talking about equipment,...
Don’t Lose 30% of Your 401k! Roll it Over the Right Way

Don’t Lose 30% of Your 401k! Roll it Over the Right Way

by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning

When you leave your job, no matter the reason, your 401k can come along. Some financial advisors make it seem like a complicated process, but a 401k rollover (where you transfer your money from one retirement plan to another) is really very simple. And as long as you...
4 Reasons NOT to Refinance Your Mortgage

4 Reasons NOT to Refinance Your Mortgage

by Michele Cagan | Feb 15, 2025 | Managing Debt, Personal Finance

Most financial advisors will tell you to refinance your mortgage if you can lower your rate by as little 1%. The idea is that the lower rate will lead to lower payments, making your mortgage more manageable. But that’s not always a good idea. Because sometimes...
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