by Michele Cagan | May 8, 2020 | Get Help When You Need It, Making Ends Meet, Managing Debt, Single Mom CPA, You Need to Know This
What to do if your limit was lowered or your card was canceled When you’re stuck in a financial crisis situation, credit cards can give you some extra breathing room. That’s especially true if you’ve already burned through your emergency savings… slashed your budget...
by Michele Cagan | Apr 27, 2020 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
If the Covid-19 crisis has you worried about money – and, honestly, I don’t know anyone (including me) who’s not – you can take some practical steps right now to preserve your cash. Most of the standard personal financial advice just doesn’t apply right now. All that...
by Michele Cagan | Apr 19, 2020 | Building a Nest, Get Help When You Need It, Kids and Money, Making Ends Meet, Managing Debt, Owning Your Own Business, Protect Your Financial Future, Single Mom CPA, You Need to Know This
When you’re a single parent, it doesn’t take much to knock you into a financial crisis. Sudden job loss… flooded basement… a sick or injured child… dozens of things can make you dip into and use up your emergency savings. And those financial setbacks can leave you...
by Michele Cagan | Apr 1, 2020 | Do Your Own Taxes, News, You Need to Know This
You have questions about the government stimulus checks. Here are the answers you can trust. Who gets a payment? Every adult with a Social Security number who earns no more than the income caps (those in a second) will get an automatic $1,200 payment from the IRS. The...
by Michele Cagan | Mar 9, 2020 | News, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
The stock market is suffering, and I know you’re scared. It’s terrifying to think that half of your money disappeared overnight. But here’s what you need to remember: It didn’t. Until you actually sell the investments in your retirement accounts, you have not...
by Michele Cagan | Feb 27, 2020 | Personal Finance, Retirement Planning, You Need to Know This
If you’ve been having a hard time saving enough money for retirement, the SECURE Act could help turn that around. At the very end of 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement Act) became law. The main focus: making it easier for...
