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Does Your Business Need an Emergency Fund? (YES!)

Does Your Business Need an Emergency Fund? (YES!)

by Michele Cagan | Oct 3, 2025 | Owning Your Own Business, Small Business, Uncategorized, You Need to Know This

Your small business needs cash to survive. The same way you need oxygen to breathe and water to drink.  Business survival depends on positive cash flow and liquidity. And it’s especially important in times of financial uncertainty, plagued by tariffs, inflation,...
10 Accounting Mistakes That Can Hurt Your Business

10 Accounting Mistakes That Can Hurt Your Business

by Michele Cagan | Aug 1, 2025 | Owning Your Own Business, Small Business

This blog post was originally published in 2019. It has recently been updated to include new information to help you avoid common accounting mistakes. Do you hate dealing with accounting? If you’re like most small business owners, your answer is yes. So when it comes...
7 Reasons You Need a Business Bank Account

7 Reasons You Need a Business Bank Account

by Michele Cagan | Jun 26, 2025 | Owning Your Own Business, Small Business, You Need to Know This

When you’re just starting a business, your to-do list feels miles long. You need to create products or services to sell, set prices, advertise, attract customers, and actually do the work. So opening a separate business bank account, especially in the very early days,...
Self-Employment Taxes: Here’s What You Need to Know

Self-Employment Taxes: Here’s What You Need to Know

by Michele Cagan | Feb 19, 2025 | Do Your Own Taxes, Owning Your Own Business, Single Mom CPA, Small Business, You Need to Know This

More and more people – especially single moms –  are working multiple jobs or side gigs to make ends meet. But not all of those jobs come with a “normal” paycheck, the kind with taxes taken out. And that’s why you need to know about self-employment...
Understanding Your Business Numbers Makes Your Accounting Less Stressful

Understanding Your Business Numbers Makes Your Accounting Less Stressful

by Michele Cagan | Jan 30, 2025 | Do Your Own Taxes, Get Help When You Need It, Owning Your Own Business, Small Business

Does dealing with your business accounting make you nauseous? Do you avoid looking at your business numbers until you absolutely have to, like at tax time? If so, you could be undermining your company’s financial success.  The solution: Take the stress out of dealing...
10 Benefits of Hiring a Bookkeeper for Your Business

10 Benefits of Hiring a Bookkeeper for Your Business

by Michele Cagan | Jan 23, 2025 | Get Help When You Need It, Owning Your Own Business, Small Business, You Need to Know This

For almost all small businesses – especially startups – the answer to the question of “should I hire a bookkeeper?” is “absolutely, yes.”  While bookkeeping seems easy, it’s very easy to mess up if you don’t fully understand accounting principles. And while most...
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