by Michele Cagan | Feb 21, 2023 | Do Your Own Taxes, Personal Finance, Single Mom CPA, You Need to Know This
Q. How can I tell whether I should take the standard deduction or itemize my deductions? A. If your itemized deductions will be more than your standard deduction, itemize away! Of course, with higher standard deductions, fewer people than ever are itemizing. But that...
by Michele Cagan | Feb 10, 2023 | Get Help When You Need It, Making Ends Meet, Protect Your Financial Future, Single Mom CPA, You Need to Know This
A financial crisis can hit at any time. And unfortunately, most people aren’t prepared for the very serious changes that can happen in their lives when one does. To be honest, creating a “crisis budget” is not on top of anyone’s to-do list, especially when you’re...
by Michele Cagan | Dec 7, 2022 | Building a Nest, Making Ends Meet, Managing Debt, Single Mom CPA
Worrying about whether you can cover all the bills this month is one of the worst feelings a single mom can have. And knowing that you definitely can’t feels even worse. When you’re living paycheck-to-paycheck, almost anything can knock your finances off course. A...
by Michele Cagan | Feb 15, 2022 | Managing Debt, Personal Finance, Protect Your Financial Future, Single Mom CPA, You Need to Know This
8 Signs To Look for to Avoid Predatory Lending Practices Are you looking for a personal loan but feel overwhelmed by your options? You’re not alone. Choosing a lender can be scary, especially with so many different companies competing for your business. So when...
by Michele Cagan | Jan 12, 2022 | Do Your Own Taxes, Personal Finance, Single Mom CPA, You Need to Know This
I just sent out reminders to my clients that estimated tax payments are due again. And I got back a lot of panicky emails and requests for help. This is despite the fact that they’ve been making their estimated payments all year round, often with an assist from me....
by Michele Cagan | Aug 11, 2021 | Retirement Planning, Saving and Investing, Single Mom CPA
ETFs, exchange-traded funds, are funds that trade on stock exchanges – just like the name spells out. They’re like the sexier, more flexible cousins of mutual funds. And ETFs make a great choice for building up wealth. To start, every ETF holds a whole...