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Do These 10 Things to Protect Your Financial Info NOW

by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Making Ends Meet, Protect Your Financial Future, Single Mom CPA

Your personal financial information has been hacked. More than 143 million Americans were made vulnerable by the recent Equifax breach, and you are most likely one of them. That means your Social Security number, birth date, driver’s license data, credit card numbers,...

Getting Divorced? Get a QDRO

by Michele Cagan | Feb 15, 2025 | Building a Nest, Getting Divorced?, Retirement Planning, Saving and Investing, Single Mom CPA

Ladies, we are seriously behind when it comes to retirement savings – and divorce can make that picture even worse. So if your husband has built up a sizable retirement nest egg during the marriage…and you haven’t…you’re probably entitled to a good portion of that...
Crucial: Check Your Child’s Credit BEFORE It’s Too Late

Crucial: Check Your Child’s Credit BEFORE It’s Too Late

by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Kids and Money, Protect Your Financial Future, Single Mom CPA, You Need to Know This

With everything single moms need to worry about, it’s a shame we have to deal with this, too. But the child identity theft industry is huge, and it’s only getting bigger. Unfortunately, most of us find out the hard way that our kids have been victimized… You take your...
Don’t lose 30% of your 401k! Roll it over the right way

Don’t lose 30% of your 401k! Roll it over the right way

by Michele Cagan | Feb 15, 2025 | Building a Nest, Retirement Planning, Saving and Investing, Single Mom CPA

Whenever you leave a job, no matter what the reason is, your 401k can come along with you. Single moms, this is something you absolutely want to do – it gives you more control over your retirement savings. And, despite what some advisors may tell you, the process is...

Getting Divorced? Check out These Resources

by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Getting Divorced?, Single Mom CPA

When you’re going through a tough divorce, information can be your best friend. Divorce attorneys, forensic accountants, and good therapists are must-haves during this emotionally draining time…but they also drain your finances at a time when you need as much money as...

Know your Debt-to-Income Ratio

by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA

When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
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