by Michele Cagan | Dec 12, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
Want to lower your 2025 tax bill? This is the perfect time to make that happen. If you wait til next year, it’ll be too late to make these 5 tax-saving moves. Tax Move #1: Max Out Retirement Accounts Put as much money into traditional retirement accounts as you...
by Michele Cagan | Nov 21, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...
by Michele Cagan | Sep 19, 2025 | Building a Nest, Making Ends Meet, Personal Finance, Saving and Investing
Do you wish you had more emergency savings to fall back on? Are you trying to save up for a down payment, a vacation, or a new washer/dryer? Do you want your money to work harder for you? There’s a simple way to make all of those things happen. All it takes is...
by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...
by Michele Cagan | Jun 12, 2025 | Getting Divorced?, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
Along with causing emotional and financial upset, divorce can also have an enormous effect on retirement savings. That’s especially true if, within the marriage, there was a significant earnings imbalance. For example, if one spouse earned substantially more than the...
by Michele Cagan | May 29, 2025 | Building a Nest, Retirement Planning, Saving and Investing
Retirement is about not HAVING to work to support yourself. It’s a time where living the way you want replaces being tied to a job. And it can take a while to save up enough to achieve that financial freedom. The extra challenge comes in with all of the unknowns...
