by Michele Cagan | Jun 29, 2020 | Managing Debt, Personal Finance, You Need to Know This
Create Credit Without Going Into Debt Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. Most people don’t think about their credit scores until either they’re applying for a loan or they have a...
by Michele Cagan | Apr 27, 2020 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
If the Covid-19 crisis has you worried about money – and, honestly, I don’t know anyone (including me) who’s not – you can take some practical steps right now to preserve your cash. Most of the standard personal financial advice just doesn’t apply right now. All that...
by Michele Cagan | Apr 24, 2020 | Do Your Own Taxes, Personal Finance, Retirement Planning
Know This BEFORE You Pull Money from Retirement Accounts The CARES Act (aka the Coronavirus Aid, Relief, and Economic Security Act) made it easier than ever to borrow or withdraw money from your retirement accounts before retirement age. And even though most of the...
by Michele Cagan | Mar 9, 2020 | News, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
The stock market is suffering, and I know you’re scared. It’s terrifying to think that half of your money disappeared overnight. But here’s what you need to remember: It didn’t. Until you actually sell the investments in your retirement accounts, you have not...
by Michele Cagan | Feb 27, 2020 | Personal Finance, Retirement Planning, You Need to Know This
If you’ve been having a hard time saving enough money for retirement, the SECURE Act could help turn that around. At the very end of 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement Act) became law. The main focus: making it easier for...
by Michele Cagan | Jan 7, 2020 | Personal Finance, Saving and Investing, You Need to Know This
And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...