Financial Blog
Your Biggest Expense Isn’t What You Think It Is
Ask anyone what their biggest expense is and they'll probably tell you the same thing: mortgage payment or rent. They’re wrong. The biggest expense for almost all of us is something we hardly ever consider, but it chips away at our money more than anything else. We...
4 Reasons NOT to Refinance Your Mortgage
Most financial advisors will tell you to refinance your mortgage if you can lower your rate by as little 1%. The idea is that the lower rate will lead to lower payments, making your mortgage more manageable. But that’s not always a good idea. Because sometimes...
Know your Debt-to-Income Ratio
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
10 Surprisingly Easy Ways to Protect Your Financial Info
You hear about data breaches in the headlines every day. Target, Yahoo!, big banks…and the list goes on. No company is immune – and that means we are all in danger. Where you live affects your risk According to the latest from the Federal Trade Commission (FTC),...
Getting Divorced? Check out These Resources
When you’re going through a tough divorce, information can be your best friend. Divorce attorneys, forensic accountants, and good therapists are must-haves during this emotionally draining time…but they also drain your finances at a time when you need as much money as...