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Know Where Your Charity Dollars Are Going

Tomorrow is Giving Tuesday, and millions of people around the world take this opportunity to generously donate their hard-earned money to worthy causes. Unfortunately, not all charities are as worthy as they appear to be. Some are flat out scams, others squander donations meant to help people in need on things like executive salaries and...

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Don’t Panic Sell! Solid Companies Can Survive Temporary Twitter Hits

Hedge funds and investing firms may make millions on seismic shifts in stock prices that a single tweet from President-elect Trump can cause. But regular people like us – we tend to lose out when we buy or sell stocks based on fear, hope, or media hype. The big players have huge advantages in place....

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What is a Blind Trust, Anyway?

There’s a lot of talk about blind trusts in the news, along with a lot of conflicting and incorrect information. So here’s how a real deal blind trust works. First piece of business: A trust is just an arrangement where one person manages assets (like money and investments) for another person. Next, let’s define the...

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Correcting Errors on Your Credit Report

Your credit report holds a lot of sensitive information, from where you live to if you've ever been sued to whether you pay your bills on time. Companies sell those reports to companies that want to check your credit: lenders, landlords, employers, and insurance companies, just to name a few. While credit reporting companies try...

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11 Red Flags that Draw IRS Attention

No one wants to get audited – and most people don’t. But if you really want to avoid unwanted attention from IRS auditors, you need to know about these 11 red flags in your tax return that may spark their interest. Making more than $200,000 a year: IRS statistics show that the audit rate jumps...

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Are Bonds Always Safe Investments?

Like all investments, investing in bonds carries a degree of risk. In fact, there some risks that relate specifically to bonds: Credit risk Interest rate risk Income risk Call risk Credit risk refers to the chance that the bond issuer will default, and you’ll lose your investment principal. This is exactly why bonds are rated,...

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