Blog – Page 3 of 51 – Michele Cagan, CPA

8 Things Debt Collectors CAN’T Do

12/18/2020
dealing with debt, personal finance

Your quick guide to successfully dealing with debt collectors Please Note: This article may contain affiliate links. If you click on those links, I may receive compensation. If you’re being hounded by debt collectors, keep reading. Collectors run the spectrum from annoying to predatory. Those constant calls can create a permanent knot in your gut and keep you stuck in anxiety and stress. Debt collectors prey on all of the negative feelings you have about being in debt. They can make anyone feel like a criminal and a deadbeat. All they care about is meeting their quotas with no care…

How to Right-Size Your Mortgage

12/11/2020
personal finance, you need to know this

If you’re thinking about buying a house, you’re probably looking at mortgage rates. And that’s helpful… but it’s only one tiny piece of your home/mortgage puzzle. The most important number here is the right amount to borrow. Lenders want you to borrow as much as possible, encouraging you to buy the maximum house their willing to finance. They’ll offer you the largest possible loan based on how your finances look on paper. Their only goal: to lend you a lot of money for a long time and collect hundreds of thousands of dollars in interest. Your goal is the exact…

Don’t Apply for PPP Loan Forgiveness…YET

11/27/2020
Owning Your Own Business, Single Mom CPA, The Basics

Don’t Apply for PPP Loan Forgiveness…YET If you’re ready to apply for PPP (Paycheck Protection Program) loan forgiveness, WAIT. As it stands right now, getting forgiveness for your loan could end up costing you more money in taxes. And unlike the super low-interest loan that can be paid back over time, the tax bill will be due in one big lump sum.

5 Important Reasons to Catch Up Your Bookkeeping

11/14/2020
Get Help When You Need It, Managing Debt, Owning Your Own Business, Single Mom CPA

You’re crazy busy. Running a business, pursuing your passion, focused on growing your company… and at the same time taking care of your home and family. You mean to deal with all the bookkeeping stuff, but it just keeps getting shoved to the bottom of your enormous to-do list.

6 Wealth-Building Reasons to Invest in Real Estate

11/13/2020
investing, you need to know this

If you’ve never invested in real estate – and the house where you live doesn’t count – it’s time to think about adding it to your portfolio… especially if you’re interested in building lasting wealth.