by Michele Cagan | Jun 28, 2017 | Making Ends Meet, Managing Debt, Single Mom CPA, You Need to Know This
I was one day late – literally one day – with my credit card payment. I’ve had the card for more than 10 years, and never been late before. But the last few weeks have been really crazy around here (sick mom and sick kid, plumbing disasters, etc.), and in all the...
by Michele Cagan | Jun 21, 2017 | Get Help When You Need It, Insurance, Single Mom CPA, You Need to Know This
Single moms, you need insurance – many kinds of insurance. Figuring out which types and how much coverage you need can be overwhelming, especially if you’ve never had to be in charge of this before. That leads so many single moms to stick just with what they get...
by Michele Cagan | Feb 28, 2017 | Do Your Own Taxes, Managing Debt, Personal Finance, You Need to Know This
UPDATED FOR 2021 If you’re paying down a student loan, you can deduct up to $2,500 of the interest on your tax return – and you don’t even have to itemize to get that deduction. And while there are limits how much you can deduct, millions of Americans can...
by Michele Cagan | Feb 17, 2017 | Do Your Own Taxes, Personal Finance, Retirement Planning, You Need to Know This
UPDATED FOR 2021 Most people have no idea they could shrink their tax bills by up to $1,000 extra. But it’s actually very easy. Plus, it’s in the form of a tax credit – called the Saver’s Credit – that benefits you twice. First, this is a tax credit, not a tax...
by Michele Cagan | Feb 7, 2017 | News, Personal Finance, Retirement Planning, You Need to Know This
Many of us are still recovering from the nightmare financial crisis of 2008 – just getting back on our financial feet, finally seeing our retirement funds bounce back. But greedy bankers and the new banker-friendly administration are working together to put our...
by Michele Cagan | Dec 27, 2016 | Saving and Investing, Single Mom CPA, You Need to Know This
Virtually all U.S. banks make it very easy to add online and app services to your regular checking account – so if you already have a checking account, you just need to sign up. If it’s your first time opening an account, you can do the whole thing online. Which bank...