by Michele Cagan | Jan 1, 2026 | Do Your Own Taxes, Personal Finance, You Need to Know This
There’s an important tax calculation that will never show up on any of your tax forms, but it can make the difference between owing money and getting a refund. That calculation Is your MAGI – Modified Adjusted Gross Income. And if you’ve been getting...
by Michele Cagan | Dec 31, 2025 | Do Your Own Taxes, Get Help When You Need It, You Need to Know This
We got a new tax law (2025 Reconciliation Legislation) this year, and many of its rules will affect your 2025 taxes. They call it the OBBBA, the One Big Beautiful Bill Act, but I don’t. It’s not beautiful for most people. In fact, many people will see their...
by Michele Cagan | Dec 12, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
Want to lower your 2025 tax bill? This is the perfect time to make that happen. If you wait til next year, it’ll be too late to make these 5 tax-saving moves. Tax Move #1: Max Out Retirement Accounts Put as much money into traditional retirement accounts as you...
by Michele Cagan | Nov 21, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...
by Michele Cagan | Nov 7, 2025 | Do Your Own Taxes, You Need to Know This
Using the right filing status can make a huge difference in your taxable income and your total tax bill. One of the most underused, legitimate filing status options is called Head of Household. And using this status instead of filing as single can lower your taxable...
by Michele Cagan | Oct 16, 2025 | Get Help When You Need It, Owning Your Own Business, Protect Your Financial Future, You Need to Know This
Everywhere you look, AI is taking over day-to-day tasks, allegedly freeing up time for more important work. And while a lot of people use AI every day, it’s not always the better choice. In fact, it doesn’t even always save time. There are thousands of reports and...
