by Michele Cagan | Dec 12, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
Want to lower your 2025 tax bill? This is the perfect time to make that happen. If you wait til next year, it’ll be too late to make these 5 tax-saving moves. Tax Move #1: Max Out Retirement Accounts Put as much money into traditional retirement accounts as you...
by Michele Cagan | Nov 21, 2025 | Do Your Own Taxes, Personal Finance, Saving and Investing, You Need to Know This
And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...
by Michele Cagan | Nov 7, 2025 | Do Your Own Taxes, You Need to Know This
Using the right filing status can make a huge difference in your taxable income and your total tax bill. One of the most underused, legitimate filing status options is called Head of Household. And using this status instead of filing as single can lower your taxable...
by Michele Cagan | Oct 16, 2025 | Get Help When You Need It, Owning Your Own Business, Protect Your Financial Future, You Need to Know This
Everywhere you look, AI is taking over day-to-day tasks, allegedly freeing up time for more important work. And while a lot of people use AI every day, it’s not always the better choice. In fact, it doesn’t even always save time. There are thousands of reports and...
by Michele Cagan | Oct 3, 2025 | Owning Your Own Business, Small Business, Uncategorized, You Need to Know This
Your small business needs cash to survive. The same way you need oxygen to breathe and water to drink. Business survival depends on positive cash flow and liquidity. And it’s especially important in times of financial uncertainty, plagued by tariffs, inflation,...
by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...
