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HSA: The Best Retirement Account You’re Not Using

HSA: The Best Retirement Account You’re Not Using

by Michele Cagan | Jan 7, 2020 | Personal Finance, Saving and Investing, You Need to Know This

And How to Open One Today Don’t be fooled by the name Health Savings Account (HSA)… HSAs are really retirement accounts in disguise. And if you’re eligible for an HSA, you definitely want one, because they combine all the best features of other retirement plans… and...
Is a Self-Directed IRA Right for Me?

Is a Self-Directed IRA Right for Me?

by Michele Cagan | Nov 30, 2019 | Personal Finance, Retirement Planning, Saving and Investing

Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. If you’ve ever felt trapped by the investment choices in your 401(k)… if you want to invest your retirement savings in something other than the...

Ladies, We Need to Save More for Retirement

by Michele Cagan | Oct 26, 2019 | Retirement Planning, Saving and Investing, Single Mom CPA

Overcome Anti-Woman Retirement Obstacles to Fully Fund Your Future Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. It’s harder for women to save money for retirement – that’s just a fact. And that...
How to Set SMART Money Goals and Get Everything You Want

How to Set SMART Money Goals and Get Everything You Want

by Michele Cagan | Jul 1, 2019 | Protect Your Financial Future, Saving and Investing, Single Mom CPA

Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. You want to save money, but how? When you’re a single mom on a tight budget, saving for anything can feel impossible. The key to successful...
7 Reasons to NEVER Borrow from Your 401(k)

7 Reasons to NEVER Borrow from Your 401(k)

by Michele Cagan | Jun 14, 2018 | Do Your Own Taxes, Managing Debt, Retirement Planning, Saving and Investing

You’re sitting on a pile of cash… and you really need that money now. You’re struggling with debt, having a hard time making ends meet, and that 401(k) money is just sitting there, locked away for the next 20 (or 30 or 40) years. At first glance, it makes sense to tap...
Quick Guide: How to Open a SEP-IRA in 4 Easy Steps

Quick Guide: How to Open a SEP-IRA in 4 Easy Steps

by Michele Cagan | Feb 9, 2018 | Personal Finance, Retirement Planning, Saving and Investing

UPDATED FOR 2019 If you’re self-employed, have no employees, and are looking for a place to stash a lot of retirement cash without a lot of hassle, look no further than the SEP-IRA. This amped up retirement savings plan works well for freelancers and side-giggers. (If...
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