by Michele Cagan | Jan 6, 2017 | Managing Debt, Personal Finance, Retirement Planning
Over the past ten years, there’s been a huge increase – 400% – in the number of Americans over 60 drowning in student loan debt. Even worse: the amount they owe has increased substantially. This crippling debt chips away at their financial security during...
by Michele Cagan | Dec 26, 2016 | Do Your Own Taxes, Retirement Planning, Saving and Investing, Single Mom CPA
With everything spinning around in your head, it’s easy to overlook these crucial year-end financial tasks. Skipping them can cost you and your family money – sometimes a lot of money. So sit down, take a look, and cross these off your financial to-do list today,...
by Michele Cagan | Nov 27, 2016 | Personal Finance, Retirement Planning, Saving and Investing
Like all investments, investing in bonds carries a degree of risk. In fact, there some risks that relate specifically to bonds: Credit risk Interest rate risk Income risk Call risk Credit risk refers to the chance that the bond issuer will default, and you’ll lose...
by Michele Cagan | Nov 27, 2016 | Personal Finance, Retirement Planning, Saving and Investing
Talk to most any financial planner, and within the first five minutes he’ll mention diversification, then keep going. Most people expect he means something like “don’t put all of your money into one stock,” which is good advice … but incomplete. Diversification does...
