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Are Bonds Always Safe Investments?

Are Bonds Always Safe Investments?

by Michele Cagan | Nov 27, 2016 | Personal Finance, Retirement Planning, Saving and Investing

Like all investments, investing in bonds carries a degree of risk. In fact, there some risks that relate specifically to bonds: Credit risk Interest rate risk Income risk Call risk Credit risk refers to the chance that the bond issuer will default, and you’ll lose...
Diversify to Reduce Risk … Not Rewards

Diversify to Reduce Risk … Not Rewards

by Michele Cagan | Nov 27, 2016 | Personal Finance, Retirement Planning, Saving and Investing

Talk to most any financial planner, and within the first five minutes he’ll mention diversification, then keep going. Most people expect he means something like “don’t put all of your money into one stock,” which is good advice … but incomplete. Diversification does...
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