by Michele Cagan | Aug 21, 2025 | Building a Nest, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...
by Michele Cagan | Jul 17, 2025 | Get Help When You Need It, Making Ends Meet, Personal Finance, Protect Your Financial Future, Retirement Planning, You Need to Know This
When you’re dealing with financial struggles, you might need to tap into all of your resources. It can feel really uncomfortable to drain your emergency savings, max out your credit cards, and… finally… start pulling money out of your retirement accounts. That’s the...
by Michele Cagan | Jun 12, 2025 | Getting Divorced?, Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This
Along with causing emotional and financial upset, divorce can also have an enormous effect on retirement savings. That’s especially true if, within the marriage, there was a significant earnings imbalance. For example, if one spouse earned substantially more than the...
by Michele Cagan | Jun 5, 2025 | Building a Nest, Making Ends Meet, Protect Your Financial Future, Retirement Planning, You Need to Know This
“What If I Never Have Enough to Retire?” It’s one of the most common financial fears I hear about: Not having enough money to retire comfortably and being forced to work for their whole lives. With 59% of people afraid Social Security won’t be around for them...
by Michele Cagan | May 29, 2025 | Building a Nest, Retirement Planning, Saving and Investing
Retirement is about not HAVING to work to support yourself. It’s a time where living the way you want replaces being tied to a job. And it can take a while to save up enough to achieve that financial freedom. The extra challenge comes in with all of the unknowns...
by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning, Saving and Investing
It’s hard to imagine saving $30,000. But $1 – that’s easy. And you can turn that $1 into $30,000 without breaking a sweat. All it takes is… Time. It’s one of the most important factors when it comes to building wealth. And the sooner you get started, the more time...