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What You Need to Know About Medicare

What You Need to Know About Medicare

by Michele Cagan | Oct 11, 2024 | Get Help When You Need It, Making Ends Meet, Personal Finance, Retirement Planning, You Need to Know This

Medicare is one of the largest expenditures our federal government has, coming in at $1.5 Trillion, or 17.3% of our 2024 budget, according to USASpending.gov. It covers more than 48 million people and ensures that they get at least some, if not all of their healthcare...
6 Things You Can Do to Recession Proof Your Portfolio

6 Things You Can Do to Recession Proof Your Portfolio

by Michele Cagan | Aug 14, 2024 | Personal Finance, Saving and Investing

This post was originally published on July 9th, 2018. It has recently been updated to better help you recession proof your portfolio. Recessions happen – they’re unavoidable. In fact, they’re a normal part of the economic cycle, just a fact of life. Unfortunately,...
6 Signs of Financial Infidelity…and 5 Ways to Work It Out

6 Signs of Financial Infidelity…and 5 Ways to Work It Out

by Michele Cagan | Jul 18, 2024 | Personal Finance

This blog post was originally written in 2017. It was recently updated to include new information on and solutions for possible financial infidelity. There’s something funky going on with your finances. You can’t seem to balance the checkbook. Or your budget...
What to Do When You Use Up Your Emergency Fund (And why you need one in the first place)

What to Do When You Use Up Your Emergency Fund (And why you need one in the first place)

by Michele Cagan | Nov 20, 2023 | Personal Finance, Saving and Investing

Should I have an emergency fund? How much should I put in my emergency fund? Is it bad to use my emergency fund? I get those questions a lot… and the answers are always yes and it depends times two. First, having any money in an emergency fund – I don’t love that...
My Biggest Budget Buster (and how I keep it from getting out of control)

My Biggest Budget Buster (and how I keep it from getting out of control)

by Michele Cagan | Oct 17, 2023 | Making Ends Meet, Personal Finance

I have a confession to make: I live in a zoo. I have two dogs, three cats, and a fishpond full of koi. I love these guys so much – yes, even the fish –  and I’ll do pretty much anything to keep them comfortable, safe, and happy. As you probably expect,...
How to Design Your Retirement Portfolio at Any Age

How to Design Your Retirement Portfolio at Any Age

by Michele Cagan | Jun 1, 2023 | Personal Finance, Retirement Planning, Saving and Investing, You Need to Know This

Please Note: This article contains affiliate links. If you click on those links, I may receive compensation.   What are the best investments for your retirement portfolio? That depends mainly on how much time you have until you want to retire – your time...
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