by Michele Cagan | Jan 6, 2017 | Managing Debt, Personal Finance, Retirement Planning
Over the past ten years, there’s been a huge increase – 400% – in the number of Americans over 60 drowning in student loan debt. Even worse: the amount they owe has increased substantially. This crippling debt chips away at their financial security during...
by Michele Cagan | Dec 28, 2016 | Do Your Own Taxes, Personal Finance
If you were planning to use your tax refund to pay off holiday credit card bills, you may need to come up with a different plan. Thanks to a new tax law, your refund may be delayed … even if you file on day one. While we can start filing our tax returns on January 23,...
by Michele Cagan | Dec 27, 2016 | Charitable Giving, Personal Finance
Charitable giving is a year-round event, but during the holiday season, it’s foremost on our minds – and that’s only partly due to the realization that income tax season is right around the corner. While charitable giving is primarily about doing something good for...
by Michele Cagan | Dec 21, 2016 | Do Your Own Taxes, Personal Finance, You Need to Know This
An Open Letter to Senator Mike Crapo (Chairman) and Senator Robert P. Casey, Jr. (Ranking Member) of the Senate Subcommittee on Taxation and IRS Oversight, and Congressman Kevin Brady, Chairman of the House Ways and Means Committee Please don’t raise taxes for single...
by Michele Cagan | Dec 14, 2016 | Personal Finance, Saving and Investing
Hedge funds and investing firms may make millions on seismic shifts in stock prices that a single tweet from President-elect Trump can cause. But regular people like us – we tend to lose out when we buy or sell stocks based on fear, hope, or media hype. The big...
by Michele Cagan | Nov 27, 2016 | Managing Debt, Personal Finance
Your credit report holds a lot of sensitive information, from where you live to if you’ve ever been sued to whether you pay your bills on time. Companies sell those reports to companies that want to check your credit: lenders, landlords, employers, and insurance...