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Use it or LOSE it: Spend Your FSA $

Use it or LOSE it: Spend Your FSA $

by Michele Cagan | Oct 23, 2017 | Personal Finance, You Need to Know This

With year-end coming up fast, it’s time to get serious about spending every penny of your FSA (flexible spending account). Using an FSA can be beneficial for your budget. You get to use pre-tax dollars – meaning money out of your paycheck that you don’t have to pay...
Don’t run out of money! Dodge these 5 retirement traps NOW

Don’t run out of money! Dodge these 5 retirement traps NOW

by Michele Cagan | Jun 7, 2017 | Managing Debt, Personal Finance, Retirement Planning, Saving and Investing

Tropical beaches…tennis and golf…sailing on crystal blue waters…exotic travels… Whatever you dream about when you think of retirement, the reality could end up being much different, and much more stark, unless you take steps to bolster your nest egg right now. By...
The Lowdown on Index Investing

The Lowdown on Index Investing

by Michele Cagan | May 21, 2017 | Personal Finance, Retirement Planning, Saving and Investing

When people talk about the stock market, they’re usually actually talking about a stock market index. You hear about them on the news all the time: “The Dow was up 6 today.” “Today brought increases to the S&P 500 and the Nasdaq.” All three of those are stock...
Wealth Begins with Net Worth

Wealth Begins with Net Worth

by Michele Cagan | May 21, 2017 | Personal Finance, Retirement Planning, Saving and Investing

Building your personal wealth begins with knowing your net worth. This value is the cornerstone of everyone’s financial life, but many of us don’t keep track of it, or even know how calculate it. And that’s a shame. Because by knowing this number, you’ll be able to...
Reduce Your Withholding Today!

Reduce Your Withholding Today!

by Michele Cagan | Apr 28, 2017 | Do Your Own Taxes, Personal Finance

If you just got – or are expecting – a large tax refund, you need to make a change right away. Basically, you just got repaid for an interest-free loan to the Federal government. And I know you have better uses for your money than that! Consider this: The average tax...
Why It’s Good to Owe Taxes…and 5 Easy Ways to Pay

Why It’s Good to Owe Taxes…and 5 Easy Ways to Pay

by Michele Cagan | Apr 17, 2017 | Do Your Own Taxes, Personal Finance

It’s good to owe taxes when you file your return. I know that sounds crazy, and it’s definitely not a popular opinion…but it’s the best situation for you financially. After all, there’s a reason it’s called a tax return: The government has to pay you back the extra...
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