by Michele Cagan | Jan 12, 2018 | Personal Finance, Saving and Investing
You’re ready to invest in mutual funds – but with thousands of funds to choose from, the options can feel overwhelming. The 6 steps below will help you quickly pinpoint the best funds for you, so you can get started right away. Once you’ve figured out the types of...
by Michele Cagan | Jan 10, 2018 | Personal Finance
$219. That was my vet bill today for annual routine vet visits for my two dogs. And as I paid the bill, it got me thinking about how much I spend on these guys every year. I don’t regret adopting them – not for a second. But I wish I’d thought more about the long-term...
by Michele Cagan | Jan 9, 2018 | Personal Finance, Retirement Planning, Saving and Investing
If your child earns income from a job – even if it’s working for you – it’s time to open a Roth IRA. Better than a regular savings account, all the money invested through a Roth IRA grows tax-free. And since your child almost certainly qualifies for the lowest...
by Michele Cagan | Jan 9, 2018 | Do Your Own Taxes, Owning Your Own Business, Personal Finance
They’re two of the hardest jobs in the world: being a parent and running your own business. But with a few simple strategies, you can win at both, and teach your kids some valuable lessons along the way. For the pre-school set, childcare is key When your kids are too...
by Michele Cagan | Dec 10, 2017 | Personal Finance, Retirement Planning, You Need to Know This
It’s the most common financial fear: No matter how much cash you have stashed away for retirement, you’ll run out of money. You’re right to be worried. That happens too often to ignore…and it’s usually due to surprise expenses that derail the best-laid plans. Yes,...
by Michele Cagan | Dec 10, 2017 | Managing Debt, Personal Finance
Refinancing your mortgage can lower your interest rate and shrink your monthly payments…but it’s not always good for your overall financial health. Those smaller payments can end up costing you thousands of dollars! So before you decide to take that plunge and...