by Michele Cagan | Dec 10, 2017 | Personal Finance, Retirement Planning, You Need to Know This
It’s the most common financial fear: No matter how much cash you have stashed away for retirement, you’ll run out of money. You’re right to be worried. That happens too often to ignore…and it’s usually due to surprise expenses that derail the best-laid plans. Yes,...
by Michele Cagan | Dec 10, 2017 | Managing Debt, Personal Finance
Refinancing your mortgage can lower your interest rate and shrink your monthly payments…but it’s not always good for your overall financial health. Those smaller payments can end up costing you thousands of dollars! So before you decide to take that plunge and...
by Michele Cagan | Oct 23, 2017 | Personal Finance, You Need to Know This
With year-end coming up fast, it’s time to get serious about spending every penny of your FSA (flexible spending account). Using an FSA can be beneficial for your budget. You get to use pre-tax dollars – meaning money out of your paycheck that you don’t have to pay...
by Michele Cagan | Jun 7, 2017 | Managing Debt, Personal Finance, Retirement Planning, Saving and Investing
Tropical beaches…tennis and golf…sailing on crystal blue waters…exotic travels… Whatever you dream about when you think of retirement, the reality could end up being much different, and much more stark, unless you take steps to bolster your nest egg right now. By...
by Michele Cagan | May 21, 2017 | Personal Finance, Retirement Planning, Saving and Investing
When people talk about the stock market, they’re usually actually talking about a stock market index. You hear about them on the news all the time: “The Dow was up 6 today.” “Today brought increases to the S&P 500 and the Nasdaq.” All three of those are stock...
by Michele Cagan | May 21, 2017 | Personal Finance, Retirement Planning, Saving and Investing
Building your personal wealth begins with knowing your net worth. This value is the cornerstone of everyone’s financial life, but many of us don’t keep track of it, or even know how calculate it. And that’s a shame. Because by knowing this number, you’ll be able to...
