by Michele Cagan | Sep 7, 2019 | Managing Debt, Personal Finance
Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. If it feels like debt has taken over your life, you’re not alone. And while it might feel like that debt is controlling your finances, you can...
by Michele Cagan | Aug 15, 2018 | Personal Finance, You Need to Know This
When you’re trying to stick to a budget and build your wealth, every dollar counts – especially when it comes to unnecessary expenses that chip away at your cash balance. And the number one culprit here: bank fees. Bank fees slowly and steadily eat into your money,...
by Michele Cagan | Mar 26, 2018 | Personal Finance, You Need to Know This
If you’re getting locked out of taking some deductions and retirement savings options, look at your MAGI – modified adjusted gross income. MAGI is a little tweak on regular AGI (adjusted gross income), designed to keep high-earners from reaping certain tax advantages,...
by Michele Cagan | Mar 26, 2018 | Do Your Own Taxes, Personal Finance, Retirement Planning
UPDATED FOR 2019 I’m a big fan of Roth IRAs: They offer the most flexibility and best future tax advantages for retirement money… Earnings are never taxed You can withdraw your contributions at any time without penalty You don’t have to take the money out after...
by Michele Cagan | Feb 19, 2018 | Do Your Own Taxes, Personal Finance
You won’t know it’s a problem until you try to file your tax return and it comes back INVALID – but tax identity thieves may have already targeted you. Every year, they come up with new ways to steal your Social Security number and grab a tax refund in your name....
by Michele Cagan | Feb 9, 2018 | Personal Finance, Retirement Planning, Saving and Investing
UPDATED FOR 2019 If you’re self-employed, have no employees, and are looking for a place to stash a lot of retirement cash without a lot of hassle, look no further than the SEP-IRA. This amped up retirement savings plan works well for freelancers and side-giggers. (If...
