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Credit Card Calamity: How ONE Day Can Cost Single Moms so Much

by Michele Cagan | Jun 28, 2017 | Making Ends Meet, Managing Debt, Single Mom CPA, You Need to Know This

I was one day late – literally one day – with my credit card payment. I’ve had the card for more than 10 years, and never been late before. But the last few weeks have been really crazy around here (sick mom and sick kid, plumbing disasters, etc.), and in all the...
My Everything-Wrong-at-Once Week

My Everything-Wrong-at-Once Week

by Michele Cagan | Jun 12, 2017 | Making Ends Meet, Saving and Investing, Single Mom CPA

Why Single Moms NEED emergency savings You already know part of my unfortunate last week (sick kid, sick me, hot water heater snafu). But that’s not where the “oh, no” ended. It’s so crazy, it almost sounds made up…but this all really happened. My son was still...

7 Ways to Keep Your Divorce from Damaging Your Credit

by Michele Cagan | Jan 26, 2017 | Getting Divorced?, Making Ends Meet, Managing Debt, Single Mom CPA

There’s so much going on during a divorce that it’s easy to overlook things that aren’t problems yet … like your credit score. Getting a divorce doesn’t do anything to your credit by itself, but sometimes the aftermath can damage or destroy your credit. That can...
Avoid the PayDay Loan Trap

Avoid the PayDay Loan Trap

by Michele Cagan | Dec 21, 2016 | Making Ends Meet, Managing Debt, Single Mom CPA

Single moms fight constant cash battles, trying to stretch every single dollar almost further than it can go. And sometimes – a lot of times – our cash falls short of what we need. When you are barely scraping by, running out of money between paychecks, the lure of...

What’s a FICO Score? And Why Does It Matter?

by Michele Cagan | Dec 20, 2016 | Making Ends Meet, Single Mom CPA

If you’re trying to get a loan, a mortgage, or even a credit card, you need to know your FICO score. That number can mean the difference between yes and no… and even factor into how much interest you get charged. Higher interest rates make it harder to pay down debt...
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