by Michele Cagan | Jun 5, 2025 | Building a Nest, Making Ends Meet, Protect Your Financial Future, Retirement Planning, You Need to Know This
“What If I Never Have Enough to Retire?” It’s one of the most common financial fears I hear about: Not having enough money to retire comfortably and being forced to work for their whole lives. With 59% of people afraid Social Security won’t be around for them...
by Michele Cagan | May 5, 2025 | Making Ends Meet, Managing Debt, Personal Finance, Protect Your Financial Future, You Need to Know This
This blog post was originally written in 2023 during a short time when a small number of banks were failing. The post has been updated to include new and more current information on how to manage your financial anxiety during a banking crisis. Tariffs, layoffs, and...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Single Mom CPA
It’s impossible to be a mom without talking about sharing. We encourage our kids to do it, and it’s a great way to help each other make ends meet. And the world is catching up to us. A big part of economy calls for sharing now, whether we’re talking about equipment,...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Making Ends Meet, Protect Your Financial Future, Single Mom CPA
Your personal financial information has been hacked. More than 143 million Americans were made vulnerable by the recent Equifax breach, and you are most likely one of them. That means your Social Security number, birth date, driver’s license data, credit card numbers,...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Single Mom CPA
To have good credit, you need a good credit history. But for many different reasons (problems with an ex, trouble paying bills, or maxed out credit cards, for example), a lot of single moms have no credit or bad credit. That makes it really hard to score the best...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
