Financial Blog

How to Open a Roth IRA in Under 30 Minutes
You need to do this today. Single moms – women in general, actually – are waaayyyyyy behind when it comes to retirement savings. We all have plenty of reasons for this… but when we’re 80 and out of money, those reasons won’t matter at all. So today we are going to...

Get Ready for Smaller Paychecks Starting January 1
The Payroll Tax “Holiday” Comes Due Next Year You’re may be getting bigger paychecks now that the President’s “payroll tax holiday” has started. If you are, you need to prepare yourself for a big drop in pay starting on January 1, 2021. That’s because the payroll tax...

Avoid Target-Date Retirement Fund Traps
What you don’t know about target-date funds can hurt you Note: This article contains affiliate links. I may receive compensation if you click on them. Thank you for your support. When your to-do list is already a mile too long, it’s tempting to go the easiest ways to...

Help! My Business Has Profits But No Cash
How to Spot Cash Flow Issues and Fix Them Please Note: This article does include links that I may or may not profit from. Does your business show a profit on paper but still doesn’t have enough cash? Many new business owners find themselves in this completely...

Single Mom Guilt Spending Undermined My Finances
How I identified those emotional triggers and stopped overspending More than 100 Lego sets live in my house. Dozens of action figures, thousands of Pokemon and Yugioh cards, and plenty of board games keep them company. My son has built, played with, and loved all of...