Financial Blog
7 Ways Financial Anxiety Can Trap You In a Constant Downward Spiral
Have you ever sat there, staring at your bills, and just felt utterly overwhelmed and stressed out, even though you know you have plenty of money in the bank to pay them? Or perhaps you feel incredibly guilty for spending money on anything “extra” that you don’t...
Does Your Business Need an Emergency Fund? (YES!)
Your small business needs cash to survive. The same way you need oxygen to breathe and water to drink. Business survival depends on positive cash flow and liquidity. And it’s especially important in times of financial uncertainty, plagued by tariffs, inflation,...
What is AGI and Why Does it Matter?
This blog post was originally published on Feburary 17th, 2017 and was updated in 2021. It has been updated again to give more detailed information about adjusted gross income (AGI) and to reflect recent changes to the tax code. Do you know the most important number...
What’s a High-Yield Savings Account (HYSA) and Why Do I Need One?
Do you wish you had more emergency savings to fall back on? Are you trying to save up for a down payment, a vacation, or a new washer/dryer? Do you want your money to work harder for you? There’s a simple way to make all of those things happen. All it takes is...
How Charitable Donations Lower Your Tax Bill
This blog post has been recently updated to include new information from the 2025 tax bill relevant to how your charitable donations affect your tax bill. **Please Note: This content does contain affiliate links where I may profit from a sale. The Tax...
How Much Do I Need to Start Investing for Retirement?
I get this question regularly. The answer is, “Not nearly as much as you think.” A lot of people put off saving for retirement because they feel like they can’t put enough in. They feel like they don’t have a big enough “down payment” to get started. But the...