Financial Blog

7 Ways Financial Anxiety Can Trap You In a Constant Downward Spiral
Have you ever sat there, staring at your bills, and just felt utterly overwhelmed and stressed out, even though you know you have plenty of money in the bank to pay them? Or perhaps you feel incredibly guilty for spending money on anything “extra” that you don’t...

How to Plan for Retirement at Any Age – So You Can Stop Working When YOU Want To
Retirement is about not HAVING to work to support yourself. It’s a time where living the way you want replaces being tied to a job. And it can take a while to save up enough to achieve that financial freedom. The extra challenge comes in with all of the unknowns -...

The Right Way to Use 0% Balance Transfer Credit Cards to Pay Off Credit Card Debt
This post was originally published October 27th, 2022. It has recently been updated with more accurate information regarding credit card debt and balance transfers. Millions of people are drowning in credit card debt, feeling like there’s no way out. Between Covid and...

How to Manage Your Financial Anxiety During a Banking Crisis
This blog post was originally written in 2023 during a short time when a small number of banks were failing. The post has been updated to include new and more current information on how to manage your financial anxiety during a banking crisis. Tariffs, layoffs, and...

Maximize Your Home Office Deduction – Do It the Long Way
If you own your own business and you work from home, that can score you a very big tax break…as long as you can stand a little math and some extra paperwork. First, to be clear, you have to file a Schedule C as part of your tax return to take advantage of the home...

How to Calculate Depreciation for Your Home Office Deduction
Note: This article was originally posted in 2017 but has been updated with more current information. Depreciation is the most confusing part of the full home office deduction, but it can substantially minimize your current tax bill. That’s because when you reduce...