by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Getting Divorced?, Single Mom CPA
When you’re going through a tough divorce, information can be your best friend. Divorce attorneys, forensic accountants, and good therapists are must-haves during this emotionally draining time…but they also drain your finances at a time when you need as much money as...
by Michele Cagan | Feb 15, 2025 | Building a Nest, Retirement Planning, Saving and Investing, Single Mom CPA
Whenever you leave a job, no matter what the reason is, your 401k can come along with you. Single moms, this is something you absolutely want to do – it gives you more control over your retirement savings. And, despite what some advisors may tell you, the process is...
by Michele Cagan | Feb 15, 2025 | Building a Nest, Getting Divorced?, Retirement Planning, Saving and Investing, Single Mom CPA
Ladies, we are seriously behind when it comes to retirement savings – and divorce can make that picture even worse. So if your husband has built up a sizable retirement nest egg during the marriage…and you haven’t…you’re probably entitled to a good portion of that...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Getting Divorced?, Single Mom CPA
When you’re smack in the middle of a divorce, it’s hard to think objectively – but when it comes to your future finances, that’s exactly what you need to do. It can feel impossible to put your emotions aside, even for a moment, when you’re stuck in that limbo, and...
