by Michele Cagan | Feb 15, 2025 | Do Your Own Taxes, Personal Finance
Ask anyone what their biggest expense is and they’ll probably tell you the same thing: mortgage payment or rent. They’re wrong. The biggest expense for almost all of us is something we hardly ever consider, but it chips away at our money more than anything else....
by Michele Cagan | Feb 15, 2025 | Personal Finance, Retirement Planning, Saving and Investing
It’s hard to imagine saving $30,000. But $1 – that’s easy. And you can turn that $1 into $30,000 without breaking a sweat. All it takes is… Time. It’s one of the most important factors when it comes to building wealth. And the sooner you get started, the more time...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Kids and Money, Protect Your Financial Future, Single Mom CPA, You Need to Know This
Single moms, if your child has been the victim of identity theft, you’ll need to take specific steps to reverse the damage and protect him from future financial attacks. This process can be really frustrating, so make sure your child has an existing credit report...
by Michele Cagan | Feb 15, 2025 | Get Help When You Need It, Making Ends Meet, Managing Debt, Protect Your Financial Future, Single Mom CPA
Your credit and your financial future are at risk. The Equifax breach is just the latest in a long line, and it’s the worst we’ve experienced… so far. The truth is that your information is out there, it’s vulnerable, and criminals have access. One protective step you...
by Michele Cagan | Feb 15, 2025 | Making Ends Meet, Managing Debt, Single Mom CPA
When you’re trying to borrow money – and that includes applying for credit cards – it pays to know your DTI, or debt-to-income ratio. Your DTI presents a snapshot of what your debt looks like in relation to your income, and it helps lenders – especially mortgage...
