Category: You Need to Know This

How to Right-Size Your Mortgage

If you’re thinking about buying a house, you’re probably looking at mortgage rates. And that’s helpful… but it’s only one tiny piece of your home/mortgage puzzle. The most important number here is the right amount to borrow. Lenders want you to borrow as much as possible, encouraging you to buy the maximum house their willing...

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Don’t Apply for PPP Loan Forgiveness…YET

Don’t Apply for PPP Loan Forgiveness…YET

If you’re ready to apply for PPP (Paycheck Protection Program) loan forgiveness, WAIT.

As it stands right now, getting forgiveness for your loan could end up costing you more money in taxes. And unlike the super low-interest loan that can be paid back over time, the tax bill will be due in one big lump sum.

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5 Reasons to Avoid Reverse Mortgages – Especially If You Need the Money

Please Note: This article contains affiliate links. If you click on those links, I may receive compensation.  If you're a senior who’s feeling financially insecure, you may be considering a reverse mortgage. But please don’t. Reverse mortgages sound like easy money. Instead of paying rent or mortgage, you get monthly payments for your house without...

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How to Open a Roth IRA in Under 30 Minutes

You need to do this today. Single moms – women in general, actually – are waaayyyyyy behind when it comes to retirement savings. We all have plenty of reasons for this… but when we’re 80 and out of money, those reasons won’t matter at all. So today we are going to take 30 minutes to...

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Avoid Target-Date Retirement Fund Traps

What you don’t know about target-date funds can hurt you Note: This article contains affiliate links. I may receive compensation if you click on them. Thank you for your support. When your to-do list is already a mile too long, it’s tempting to go the easiest ways to get things done. That’s especially true when...

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How to Design Your Retirement Portfolio at Any Age

Please Note: This article contains affiliate links. If you click on those links, I may receive compensation.   What are the best investments for your retirement portfolio? That depends mainly on how much time you have until you want to retire – your time horizon. That’s the number one factor ruling your investment strategy. When you...

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