How To Open A Roth IRA In Under 30 Minutes

How to Open a Roth IRA in Under 30 Minutes

You need to do this today. Single moms – women in general, actually – are waaayyyyyy behind when it comes to retirement savings. We all have plenty of reasons for this… but when we’re 80 and out of money, those reasons won’t matter at all. So today we are going to take 30 minutes to open up Roth IRA accounts. We’re focusing on Roth IRAs specifically because you always have free and complete access to the money you put in. This takes a huge barrier out of the way of retirement savings: This money is not locked up, and you…

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Single Mom Guilt Spending Undermined My Finances

Single Mom Guilt Spending Undermined My Finances

How I identified those emotional triggers and stopped overspending More than 100 Lego sets live in my house. Dozens of action figures, thousands of Pokemon and Yugioh cards, and plenty of board games keep them company. My son has built, played with, and loved all of these toys. But he would have been just as happy if he only ever had a fraction of them. In fact, he never even asked for a lot of the stuff he has. It came from me, and my feelings of single mom guilt. I never wanted him to feel like he was deprived…

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Watch Out for Predatory Lenders!

And what to do if they’re your only option Please Note: This article contains affiliate links that I may or may not profit from. Legal loan sharks are  now actively targeting people affected by coronavirus. They promise emergency relief – sometimes actually calling it Covid-19 financial relief – to people who are running out of cash. But their “help” comes with an enormous financial downside that can trap you in a nasty pit of forced continuous borrowing. Predatory lenders take advantage of desperate people who are struggling to buy food and pay rent. Unfortunately, millions of Americans are stuck in…

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The Tax Benefits Of Doing Good

The Tax Benefits of Doing Good

How charitable contributions reduce your tax bill **Please Note: This content does contain affiliate links where I may profit from a sale. Giving back has been part of my life for as long as I can remember. And since my son was big enough to hold coins without trying to swallow them, it’s been part of his too. Even when we haven’t had very much ourselves, we still found a way to donate something to help those in need. Sometimes it was money, sometimes it was toys and books, and once it was a car. We built a charitable habit that my…

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