How To Transfer Credit Card Balances The Right Way

How to transfer credit card balances the right way

Are you struggling to pay down high-rate credit card debt? So many single moms get stuck in a credit card debt cycle that can be so hard to break…but you can get out of it. And paying off your highest-rate credit card debts as quickly as possible can get you to debt-free sooner. To make sure you stay out of debt, you will have to make some changes to your spending, your income, or both. There are a few different strategies for digging yourself out of debt. But to make that a little easier, consider a balance transfer for your stickiest…

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How To Ditch Your Debt For Good

How to Ditch Your Debt for Good

Are you a single mom drowning in debt? If debt is blocking your path to personal wealth, you’re not alone. Most single moms – most Americans, actually – have more debt than they can easily handle. This is one time looking at the big picture won’t help. In fact, doing that can overwhelm you…like it overwhelmed me. In my early single mom days, I was living paycheck to paycheck in a rented house I could barely afford (long story short – I needed a place to live immediately, and it was the only place available even close to my price…

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How To Keep Spending From Crashing Your Credit Score

How to Keep Spending from Crashing Your Credit Score

A few days ago, a single mom friend of mine came to me with a problem: Her credit score kept going down even though she was paying her bills on time. I took a closer look at her situation and diagnosed the problem quickly: Her credit utilization – meaning the amount of her credit that she was using – was very high. [Here’s a great article about the ins and outs of credit utilization: https://www.wellwallet.com/credit-utilization/.] And since so many single moms rely on credit cards to cover expenses every month, it’s a really common problem. When you use all of…

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How to Freeze Your Credit

Your credit and your financial future are at risk. The Equifax breach is just the latest in a long line, and it’s the worst we’ve experienced… so far. The truth is that your information is out there, it’s vulnerable, and criminals have access. One protective step you can take right now, this minute, is to freeze your credit. A freeze stops people from checking your credit – and if you’ve ever tried to get a loan, you know that’s the first thing lenders do. So without that access, chances are they won’t approve a new loan (or credit card, or…

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Do These 10 Things to Protect Your Financial Info NOW

Your personal financial information has been hacked. More than 143 million Americans were made vulnerable by the recent Equifax breach, and you are most likely one of them. That means your Social Security number, birth date, driver’s license data, credit card numbers, and bank account numbers are out there in the hands of hackers…soon to be auctioned off to the highest bidder. And it’s not just this massive data theft that’s potentially put your private information at risk. Already this year, the “Shadow Brokers” (allegedly) stole and sold classified NSA materials. WannaCry and Petya ransomware attacks disrupted power grids, major…

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