Category: Owning Your Own Business

Don’t Apply for PPP Loan Forgiveness…YET

Don’t Apply for PPP Loan Forgiveness…YET

If you’re ready to apply for PPP (Paycheck Protection Program) loan forgiveness, WAIT.

As it stands right now, getting forgiveness for your loan could end up costing you more money in taxes. And unlike the super low-interest loan that can be paid back over time, the tax bill will be due in one big lump sum.

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5 Important Reasons to Catch Up Your Bookkeeping

You’re crazy busy. Running a business, pursuing your passion, focused on growing your company… and at the same time taking care of your home and family.

You mean to deal with all the bookkeeping stuff, but it just keeps getting shoved to the bottom of your enormous to-do list.

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Get Ready for Smaller Paychecks Starting January 1

The Payroll Tax “Holiday” Comes Due Next Year You’re may be getting bigger paychecks now that the President’s “payroll tax holiday” has started. If you are, you need to prepare yourself for a big drop in pay starting on January 1, 2021. That’s because the payroll tax holiday is really just a delay. You still...

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The New Rules for PPP Loans

They keep changing the rules – these are the latest Updated September 2020 Back when PPP (Paycheck Protection Program) loans first came out, there was a ton of confusion… and there still is. The rules have changed a bunch of times, and there’s legislation floating around right now that might change them again. But as...

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Clearing Up PPP Loan Confusion

How to use the money for maximum loan forgiveness Updated September 2020 PPP (Payroll Protection Program) loan confusion has hit hard. Small business owners and self-employed people are scared to use the money the wrong way – but the rules have not been communicated clearly. That’s partly because new “interpretations” keep coming out, and partly...

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Crisis Budgeting: How to Survive Financial Catastrophe And Thrive on the Other Side

When you’re a single parent, it doesn’t take much to knock you into a financial crisis. Sudden job loss… flooded basement… a sick or injured child… dozens of things can make you dip into and use up your emergency savings. And those financial setbacks can leave you struggling to make ends meet. Lots of times,...

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