Category: Managing Debt

Create Credit Without Going Into Debt Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. Most people don’t think about their credit scores until either they’re applying for a loan or they have a credit problem – like being declined for a credit card or...

The truth about budgets brings financial freedom Budgets are a single mom’s best financial friend – hands down. Kids are expensive, and it’s even harder to make ends meet when you’re working with one income. That’s where budgets come in to save the day. Unfortunately, just the word “budget” can turn people off. And the...

What to do if your limit was lowered or your card was canceled When you’re stuck in a financial crisis situation, credit cards can give you some extra breathing room. That’s especially true if you’ve already burned through your emergency savings… slashed your budget to the bone… and done everything possible to bring in more...

When you’re a single parent, it doesn’t take much to knock you into a financial crisis. Sudden job loss… flooded basement… a sick or injured child… dozens of things can make you dip into and use up your emergency savings. And those financial setbacks can leave you struggling to make ends meet. Lots of times,...

Be ready for the second round of small business money. UPDATED The $350 billion Paycheck Protection Program (PPP) is out of money… but millions of small businesses didn’t see a dime. Congress continues to fight over details, but it seems like they’re going to authorize another round of funding for small businesses and self-employed people....

Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. If it feels like debt has taken over your life, you’re not alone. And while it might feel like that debt is controlling your finances, you can take control back… conquer that debt… and get your...