Help! The Credit Card Company Lowered My Limit

What to do if your limit was lowered or your card was canceled When you’re stuck in a financial crisis situation, credit cards can give you some extra breathing room. That’s especially true if you’ve already burned through your emergency savings… slashed your budget to the bone… and done everything possible to bring in more money. Right now, millions of single moms are stuck in this impossible position. We don’t want to run up debt with so much uncertainty around, but we have to take care of our families. So we’ve been relying on credit cards more to buy the…

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Crisis Budgeting: How to Survive Financial Catastrophe And Thrive on the Other Side

When you’re a single parent, it doesn’t take much to knock you into a financial crisis. Sudden job loss… flooded basement… a sick or injured child… dozens of things can make you dip into and use up your emergency savings. And those financial setbacks can leave you struggling to make ends meet. Lots of times, those events pile on top of each other. And like so many of you, I’ve lived with financial anxiety, and had months where I  couldn’t pay all of my bills. When you’re stuck inside a financial crisis, the usual money advice doesn't work. You need…

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What to Do If the IRS Took Your Refund for Student Loans

Are you behind on your student loans? Many single moms face this same struggle. When budgets are super tight, student loan payments drop out of the “necessity” column. Because, honestly, those payments aren’t nearly as important as food, clothing, shelter, and medical care. And if you have federal loans, your lenders are hooked into the IRS. That means they can grab your income tax refund. They’re supposed to warn you – once – the first time they keep your money. It doesn’t matter whether you get their letter, only that they sent it. That’s all they need to do to…

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8 Ways Selling Your Rings Can Help You Move Forward After Divorce

8 Ways Selling Your Rings Can Help You Move Forward After Divorce

Some of the links on this page are affiliate links. That means if you click on those links, I may receive compensation. I felt sad every time I saw my engagement ring in the jewelry box. It wasn’t your standard engagement ring– I’ve never been a big fan of diamonds. Instead, I had a small emerald in a simple setting, and I loved it. For a long time after my divorce, I held on to that ring, thinking that someday I might wear it again when seeing it stopped making me feel bad. That never happened. So I finally sold…

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