3 Ways You’re LOSING Money By Getting A Big Tax Refund

3 Ways You’re LOSING Money by Getting a Big Tax Refund

Updated for 2021 Most of us celebrate getting a huge tax refund – we have big plans for that money every year. We act like getting that big chunk of change is a good thing, but it’s not. In fact, you actually lose money by giving the Federal government an interest-free loan every year. According to the IRS, the average tax refund for tax year 2019 was $2,549, which works out to $212 a month. But if you put that money to work for you instead of lending it to them, you could end up with a much bigger pile…

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8 Things Debt Collectors CAN’T Do

8 Things Debt Collectors CAN’T Do

Your quick guide to successfully dealing with debt collectors Please Note: This article may contain affiliate links. If you click on those links, I may receive compensation.   If you’re being hounded by debt collectors, keep reading. Collectors run the spectrum from annoying to predatory. Those constant calls can create a permanent knot in your gut and keep you stuck in anxiety and stress. Debt collectors prey on all of the negative feelings you have about being in debt. They can make anyone feel like a criminal and a deadbeat. All they care about is meeting their quotas with no care…

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Help! My Business Has Profits But No Cash

Help! My Business Has Profits But No Cash

How to Spot Cash Flow Issues and Fix Them Please Note: This article does include links that I may or may not profit from. Does your business show a profit on paper but still doesn’t have enough cash? Many new business owners find themselves in this completely confusing situation. And it can cause a lot of problems for your company – even put you out of business – if you don't know the best ways to address it. The thing is: Profits (making money) and cash (having money) aren’t the same. And your business can easily be swimming in one…

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Build Credit The Right Way

Build Credit the Right Way

Create Credit Without Going Into Debt Note: This post contains affiliate links. If you buy something through one of these links, I may receive a commission. Most people don’t think about their credit scores until either they’re applying for a loan or they have a credit problem – like being declined for a credit card or not getting an apartment. That’s a mistake. Your credit reputation affects much more than just borrowing money… and it can have a huge impact on your path to financial security and freedom. Building good credit puts you in a stronger financial position from the first…

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Missed Out On Small Business Money? More Is Coming.

Missed Out on Small Business Money? More Is Coming.

Be ready for the second round of small business money. UPDATED The $350 billion Paycheck Protection Program (PPP) is out of money… but millions of small businesses didn’t see a dime. Congress continues to fight over details, but it seems like they’re going to authorize another round of funding for small businesses and self-employed people. It’s impossible to predict the when and how, or whether the new program will have the same name and requirements. But I am 100% confident in predicting that: This money is going to fly out the door just as fast as the first round did.…

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